Money Advice

We recognise the impact that our clients’ complex needs have on their financial capability. The vast majority of women who attend Anawim have financial difficulties and are ill-equipped to deal with their financial affairs effectively. They often come to us with no income and nowhere to live. Many are under great pressure from creditors and utility companies. Many are reliant on welfare benefits, at least when they begin their journey with us, and their demographic is one of the hardest hit by the effects of Welfare Reform. The impact of government spending cuts is also localised with Birmingham City Council cutting its expenditure considerably harder than the national average further compounding the layers of inequality felt by our women and their families.

We are currently able to provide a variety of the following services to women, dependent on their initial and ongoing needs:-

  • Good quality, professional advice by an accredited adviser
  • Individual Face-to-face appointments at the centre
  • 3-way appointments with Support Workers
  • Telephone Advice
  • Home visits
  • Benefit checks and calculations
  • Advice on Income Maximisation
  • Money Mentoring
  • Support plans to address future financial needs
  • Support around increasing confidence in money management
  • Negotiation with creditors and landlords
  • Back to work advice
  • Self-employment advice
  • Debt advice
  • Debt Relief Orders
  • Advocacy and Representation at The County Court on Debt and Money-Related Re-possession issues
  • Advocacy and Representation at Disability Tribunals
  • Advocacy at multi agency meetings
  • Attendance with clients at Work Capability Assessments and Disability Medicals
  • Referrals to external organisations where needed
  • Staff Training